Housing Programs

Lead Hazard Control Program

Assistance is available to Marshall, Hardin, and Tama County residents to reduce or eliminate lead hazards in housing for qualified applicants.  Typical forms of assistance may include the repair or replacement of windows, siding, and other painted surfaces.

Homeowners and landlords are eligible to apply.  Housing must be privately owned and constructed prior to 1978.  Priority will be given to households where a child has been diagnosed with an elevated blood lead level and households with residing children under the age of six years.

Income Guidelines (subject to change):

Household size      50% Area Median Income                  80% Area Median Income

1                              $20,800                                                   $33,250
2                              $23,750                                                   $38,000
3                              $26,700                                                   $42,750
4                              $29,650                                                   $47,450
5                              $32,050                                                   $51,250
6                              $34,400                                                   $55,050
7                              $36,800                                                   $58,850
8                              $39,150                                                   $62,650

Click here for application or you can pick one up at the Marshalltown Housing and Zoning Department located in the Municipal building at 36 North Center Street in Marshalltown.

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Affordable Housing Assistance Program – Roofing Repairs

Up to $10,000 of housing improvement assistance is available, in the form of a 5-year loan.  Some of the loan amount will be forgivable and some repayable, depending upon income.  Improvements are limited to roofing and emergency repairs.  Eligible properties must be owner-occupied with financing from a conventional mortgage or owned outright; no assistance can be awarded on homes that are being purchased on contract.

Rental property owners will qualify for a 2% APR 5-year mortgage and shall contribute 10% of the rehabilitation project cost; all new tenants for 5 years shall also meet the program income guidelines.

Income Limits (subject to change)

Household size                                 80% Area Median Income
1                                                          $33,250
2                                                          $38,000
3                                                          $42,750
4                                                          $47,450
5                                                          $51,250
6                                                          $55,050
7                                                          $58,850
8                                                          $62,650

Applications will be accepted continuously and will be reviewed on a first-come, first-served basis.  Click here for application or contact Donna Sampson at Region 6 Planning, 800-417-4699, 641-752-0717, dsampson@region6planning.org.

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First Time Homebuyer Home Improvement Grant (siding, windows, etc.)

Typical improvements include: roofing, siding, windows, doors, soffit & fascia, gutters, minor electrical and panel improvements, painting, insulation, furnaces, hot water heaters.   The maximum amount of repair assistance is $24,999.  Up to an additional $10,000 of qualified, lead-based paint reduction activities can also be done.  You will not be required to pay any of the improvement funds provided you live in the home an additional 10 years.  If you move out during that 10-year period, a percentage of the funds will need to be repaid.

The assistance must be part of your financing package for the new house.  The improvements do not need to be completed prior to loan closing.  The proper time to apply for assistance is when you have an accepted purchase offer on the house and are going through the loan review/approval process.  If you close on the financing for the new house prior to applying for this assistance, you are ineligible.

Homes purchased in the following cities in Tama County are eligible:  Chelsea, Clutier, Dysart, Elberon, Garwin, Gladbrook, Lincoln, Montour, Tama, Toledo, Traer.

Maximum annual family income levels:
1 person                        $33,250
2 people                        $38,000
3 people                        $42,750
4 people                        $47,450
5 people                        $51,250
6 people                       $55,050

Applications will be accepted continuously and will be reviewed on a first-come, first-served basis.  Click here for application or contact Alyson Lutz at Region 6 Planning, 800-417-4699, 641-752-0717, alutz@region6planning.org

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